Infertility is a medical condition that affects millions of individuals and couples around the world.
According to The World Health Organization it affects 1 in 8 people in the United States alone with no reasonable explanation.
And having difficulty conceiving a child can be one of the most difficult challenges a person or couple may ever face.
It’s a struggle that can deeply impact one’s emotional, physical, and financial wellbeing.
With so many challenges already involved in the journey to conceive, it’s unacceptable that many people face additional stressors such as paying out of pocket for infertility care.
Why Should Health Insurance Cover Infertility Care?
The World Health Organization, as well as the American Society for Reproductive Medicine, recognize infertility as a disease which is often caused by underlying medical conditions that require expert medical care, including endometriosis, polycystic ovary syndrome, and male factor infertility, just to name a few.
But Infertility is not just a physical condition.
It’s also a psycho-social condition that can lead to anxiety, depression, and stress.
Some treatments include testing, medication, surgery, and assisted reproductive technologies (ART) such as in vitro fertilization (IVF), intrauterine insemination (IUI), and others require medical expertise and supervision, and often involve a multidisciplinary team that includes doctors, nurses, and mental health professionals.
The physical as well as the mental aspects of infertility all fall under a form of medical care.
Insurance plans are expected to pay for treatments of medical conditions, and infertility treatments are no exception.
With infertility rates on the rise, care for this type of treatment is a basic healthcare right.
By continuing to deny coverage or provide inadequate coverage many couples have to resort to paying out of pocket for infertility treatments which can mean going into debt or foregoing a treatment that may have helped them conceive.
With the way the economy is going lately, this is leading many people to abandon the dream of having a family all together.
Let’s face it, we’re not procreated through pods. Without the human body being able to reproduce, the human race will cease to exist.
It’s important to remember that fertility treatments are not just a “luxury” or a “want,” but for many couples, it’s a necessary treatment.
No couple should have to choose between their financial wellbeing and starting a family.
There currently is a bill in the legislature for a health care insurance policy or plan to provide coverage for the diagnosis and treatment of infertility and fertility services on or after January 1, 2024. That bill has not been heard yet but it’s a step in the right direction.
For too long, those struggling with infertility have felt the weight of a service-hungry society that only values them for what they can produce.
Infertility care helps create families by providing people with medical services to
conceive or carry a pregnancy to term.
It’s time for us to come together and break this cycle of denial by advocating for compassionate access to reproductive healthcare so all individuals are able to receive the help they need in order to realize their dream of having a baby.
Questions? Contact our office today!